Open a 100% online USD account under the Same Name FBO model with a unique account number: money arrives in an account titled in your own name, not an intermediary's. Send and receive international SWIFT transfers, with no travel and no US residency required.
In Latin America since 2016
Receiving dollar payments from abroad usually means accounts in third parties' names and shared account numbers. This account works like one at a US bank — but you open it from your own country.
Under the Same Name FBO model, your funds are held at regulated US institutions in an account titled in your own name. Whoever pays you sees your name as the beneficiary: fewer rejections due to name mismatch, and compatibility with platforms that verify ownership.
No shared accounts with references: you get an exclusive account number in your name, along with the bank's routing number. Register it with marketplaces, payment processors and employers, and reconcile every deposit automatically via ACH, wire or SWIFT.
With POBO (Payments On Behalf Of), your international SWIFT transfers go out with your name —or your company's— as the originator. Your suppliers and counterparties in more than 150 countries see who is paying them, with no intermediaries in the message.
FBO stands for For Benefit Of: a regulated financial institution in the United States holds the funds for the benefit of the client. In the Same Name model, that account is also titled in the client's name — you or your company — and not the fintech's. The result: your dollars stay segregated from Notbank's own assets, and for whoever sends you money the experience is identical to paying a US bank account in your name.
No travel, no SSN and no US address. The whole process is digital.
Create your Notbank account with your email and a valid ID. If it is for your company, add its incorporation documents.
Complete the digital verification (KYC) and the W-8BEN tax form. We validate your details with banking-grade fraud and anti-money-laundering standards.
Get your exclusive account number in your name and the details to receive via ACH, wire and SWIFT. Ready to receive and send dollars.
Get paid for remote and freelance work: receive fees from international platforms and clients abroad straight into your USD account, without relying on third-party accounts. Save in dollars: protect your money from local currency volatility by keeping a USD balance held in the United States. Receive salaries and pensions from abroad: your unique account number works as a direct deposit (ACH) account for US employers. Send money worldwide: transfer via SWIFT to more than 150 countries, with your name as the originator thanks to POBO. Collect exports and invoices in USD: your clients pay into an account in your company's name in the United States, with automatic reconciliation through a unique account number. Pay global suppliers with POBO SWIFT: transfers go out in your company's name as the originator, simplifying traceability and your relationship with counterparties. Centralize your dollar treasury: keep USD liquidity, run international collections and payments, and cut intermediation costs. Scale with bulk payments and API: integrate Notbank's infrastructure to disburse international payments from your own systems. 100% online opening, no travel or SSN
Account titled in your name
Unique account number in your name
International SWIFT in your name (POBO)
Built for Latin America, support in Spanish
Trust isn't declared: it's built into the structure. This is how we protect your money and your data.
Your balances are held under the FBO model at regulated US financial institutions, separate from Notbank's own assets.
Identification and transaction-monitoring processes aligned with US anti-money-laundering regulations.
Your data is encrypted in transit and at rest, and your account is protected with two-factor authentication (2FA).
Notbank is part of the CryptoMarket group, operating digital financial services in Latin America since 2016.
It is an account held by a regulated US financial institution for the benefit of the client (For Benefit Of) and titled in the client's own name. Your dollars stay segregated from Notbank's own assets.
You get an exclusive account number in your name, along with the bank's routing number, to receive via ACH, wire and SWIFT. It is not shared with other clients or identified by reference, so you can register it with marketplaces, payment processors and employers.
POBO (Payments On Behalf Of) lets your international SWIFT transfers go out with your name, or your company's, as the originator. You can send and receive dollars in more than 150 countries.
Share your account number and the bank's routing number as you would with any US account. Funds arrive via ACH, wire or SWIFT into an account in your name.
Create your Notbank account with your email and a valid ID, and add the company's incorporation documents. Then complete the digital verification (KYC).
