International Transfers

Send money abroad instantly, with no hidden fees

Real-time international transfers with transparent exchange rates — no spreads, no surprise fees. Faster than a bank, significantly cheaper than a SWIFT wire.

  • No hidden fees
  • Instant settlement
  • ISO 27001 certified
Up to

70%

lower FX costs

vs traditional bank

Payments in

+7

Countries
real-time

~0s

Settlement time

Trust

ISO

27001:2013

Security certification

Comparison

Faster than a bank.
Cheaper than SWIFT.

Traditional banks apply FX margins of up to 5% and charge SWIFT fees exceeding USD 30 per wire. Compare and decide.

Traditional Bank
Western Union / Wise

Settlement speed

1-5 business days
Minutes to 2 days
Real-time / instant

Exchange rate

Hidden margin 3-5%
Reduced margin + fee
Market rate, no spread

Fees per transaction

High (up to USD 30+)
Variable by amount
Low and transparent

Cost transparency

Low — charges at settlement
Medium — visible fee
Full — before you confirm

API integration

Limited or none
Available (Wise)
Robust documented API

KYC/AML compliance

Yes
Yes
Yes — built into the platform
How it works

Send an international payment in 3 steps

The process is designed to be complete, transparent, and fast — no complex forms, no unnecessary waiting.

Enter the amount and destination

Select the source currency, destination country, and amount to send. The platform automatically calculates what the recipient will receive based on the current live rate.

Enter the amount and destination

See the live exchange rate

Before confirming, you see exactly the exchange rate applied, the final amount the recipient will receive, and the full cost of the transaction. No surprises at settlement.

See the live exchange rate

Confirm and the recipient gets it instantly

Once the transfer is confirmed, settlement happens in real time. The recipient gets the funds without delay, and you get immediate confirmation with full traceability.

Confirm and the recipient gets it instantly
Use cases

Built for those who operate without borders

Notbank is the solution for individuals and businesses that make international payments — whether one-off or recurring — and need speed, transparency, and reliability.

Freelancers and remote workers

Collect fees from abroad or receive payments from international clients without losing money to unfavorable FX rates. Your money arrives in full and in minutes, not days.

Startups with distributed teams

Pay collaborators in different countries without opening local entities or using complex international payroll services. Perfect for one-off payments or project contracts.

Businesses with global suppliers

Settle supplier invoices internationally on the same day they are due. Maintain strong business relationships with on-time payments and no banking friction.

Marketplaces and digital platforms

Process cross-border collections and payouts from a single API integration. Notbank connects to your platform to manage international money flows in an automated, scalable way.

FAQ

Everything you need to know about international transfers

How long does an international transfer with Notbank take?

International transfers with Notbank settle in real time or within minutes, depending on the destination country and settlement network used. Unlike traditional banks that operate on banking hours and can take 1-5 business days, Notbank processes payments through optimized fintech infrastructure that runs 24/7.

What exchange rate does Notbank apply on transfers?

Notbank applies the real-time market exchange rate with no hidden spreads or artificial margins. Through access to multiple liquidity providers, the platform automatically optimizes FX to give you the best available price on every transaction. The price you see before confirming is exactly what you pay.

Are there hidden fees on international payments?

No. Notbank operates on a fully transparent cost model. Before confirming any international transfer, the platform shows you the exact amount the recipient will receive, the exchange rate applied, and any service fee detail. What you see before confirming is exactly what happens — no extra charges at settlement.

Which countries can I send money to with Notbank?

Notbank covers 7+ countries, primarily across Latin America, and continues expanding its international settlement network. The up-to-date list of available countries and accepted currencies is visible in the platform when you start a transfer. If your destination is not listed, you can speak with an expert to explore custom solutions.

Is Notbank cheaper than a traditional bank for international transfers?

Yes, significantly. Traditional banks apply FX margins of 3-5% on the market rate, plus SWIFT transfer fees that can exceed USD 30 per wire. Notbank eliminates both costs, representing savings of up to 70% in FX costs for users who make international transfers regularly.

Is it safe to use Notbank to send money abroad?

Yes. Notbank is an authorized and regulated digital asset institution, certified under ISO/IEC 27001:2013 information security standard. All transactions go through identity verification (KYC) and anti-money laundering (AML) compliance per international standards. Your money and data are protected on every transaction.

What is the difference between international transfers and bulk payments at Notbank?

International transfers are designed for one-off payments — a single payment to one recipient abroad. Bulk payments are a different solution, built for companies that need to pay multiple recipients simultaneously, automate global payroll, or integrate payments into their operations system. If that is your case, explore our bulk payments platform.

Platform advantages

Fintech infrastructure built for the real world

No hidden FX spreads

The rate you see on screen is the rate you get. Notbank accesses multiple liquidity providers to offer you the best available price with no hidden additional margins.

Real-time settlement

Thanks to stablecoin payment infrastructure and modern settlement networks, transfers process instantly — eliminating the waiting times of traditional banking systems.

Coverage in 7+ countries

Send money to leading markets across Latin America and beyond. The Notbank network continuously expands to cover new destinations and international payment routes.

Full cost transparency

Before confirming any transfer, you can see the full breakdown: exchange rate, amount the recipient receives, and any applicable fee. No fine print.

API integration

Connect Notbank directly to your accounting system, e-commerce platform, or ERP via a documented REST API. Automate payment flows with no manual intervention.

KYC/AML security and compliance

Every transaction goes through identity verification (KYC) and transaction monitoring (AML) in compliance with the most stringent international regulatory standards.

Security & compliance

Secure payments under international standards

Notbank operates under the highest security and regulatory compliance standards in the modern financial ecosystem.

  • Authorized and regulated institution
  • ISO/IEC 27001:2013 certification
  • Integrated KYC and AML
  • International regulatory compliance

Start sending international payments in real time

Join thousands of businesses and professionals already optimizing their international transfers with Notbank. Create your account in minutes.